Supporting multi-signature accounts

By fetching information of withdrawal conditions from the banking core, KeLead makes it possible to comply with all legal and registration issues of multi-signature and corporate accounts.

supporting customer-specific tasks

users creating each payment order can be different and customizable.

Access control and role definition of people in the company

Each company has an internal administrator who can assign access of employees to company’s various accounts. For this purpose, there is no need to refer to the bank branch. These permissions including viewing the company’s invoice, creating a payment order, finalizing payment, and viewing the payment card of a specific account can be managed inner company.

Signing the payment orders using your fingerprint

KeyLead uses the feature of new smartphones to allow users sign their payment orders using fingerprint scanning with higher speed and security and to be free from remembering various passwords. however, in case the user is willing to set a local password for their application, it is also possible for them.

Benefiting from security features of new generations of smartphones

In order to prevent the disclosure of user confidential information, the key system uses Secure Element in smartphones to hold encryption keys and perform encryption.

Asymmetric cryptography

To achieve maximum security and non-repudiation, KeyLead uses an asymmetric encryption mechanism based on private and public keys. this way, the user’s private key is not removed from the phone’s secure element, and thus all requests sent by the phone to KeyLead are being encrypted on the phone with this private key, and on the bank side, using the user’s public key, their integrity and authenticity are checked.

Sending batch files

The company’s financial staff can make their group deposits by preparing an Excel or CSV file and uploading it to KeyLead. These transactions are aggregated in the signature cardboard.

Aggregating all types of bank transfers in a simple form

Unlike other existing network systems in which the user has to fill in complex and separate forms for different types of monetary transfers, in KeyLead a payment order can include different types of money transfers. Transaction type detection is smart and the user only has to work with a very simple and uniform interface.

Possibility to register future and period payment orders

KeyLead allows users to record payment orders for future as well as periodic payment orders that are repeated at regular intervals.

Possibility to determine the signatories and the order of their signatures

The registrar of the payment order can determine which of the signatories has to sign a payment order and what is the order of their notification and signature. The company head can also define the default signatories and their default order, to prevent duplication of work when registering a payment order.

Reporting staff performance

Company head can see detailed reports of the activities of personnel who has access to the company’s accounts.

Exclusive versions for different platforms

In order to achieve the highest level of compliance with standards of different platforms (Android, iOS, Web), specific versions for each of these platforms have been developed.

providing registration service and executing payment orders as open banking services to other systems